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Seoul Subway & T-money for First-Timers

TL;DR — the 30-second answer
  1. Easiest card T-money or WOWPASS
  2. Top up Cash at convenience stores and station machines
  3. Transfers Tap in and out every time
  • Route app Naver Map or Kakao Map

Which transit card to get, where to buy and top it up, how transfers work, how the airport train fits in, and the small mistakes that trip up first-time visitors.

On this page (8)

T-money, WOWPASS or Climate Card?

T-money is a rechargeable transit card: you load money and each ride is deducted. It works on the Seoul subway and buses, and on subways, buses and many taxis in other cities such as Busan. WOWPASS is a prepaid card for visitors that combines a T-money transit function with card payments in shops. The Climate Card is Seoul’s unlimited-ride pass for a set period, with short-term versions for visitors — it covers Seoul’s subway and city buses, but not every line or bus outside Seoul.

CardHow you payGood for
T-moneyLoad money, pay per rideShort trips, travel outside Seoul too
WOWPASSPrepaid; transit + shop paymentsOne card for transit and shopping
Climate CardUnlimited rides for a set periodMany rides a day, mostly inside Seoul
T-money
How you pay
Load money, pay per ride
Good for
Short trips, travel outside Seoul too
WOWPASS
How you pay
Prepaid; transit + shop payments
Good for
One card for transit and shopping
Climate Card
How you pay
Unlimited rides for a set period
Good for
Many rides a day, mostly inside Seoul

The adult subway base fare paid by transit card is ₩1,550 in Seoul (since 28 June 2025); longer trips cost more. Card prices, pass prices and covered lines change, so check the official pages before you buy.

Official source: Seoul Metropolitan Government — public transport fares

Buying and topping up

Get a transit / payment card

Affiliate links: we may earn a commission if you book through them, at no extra cost to you. Prices and terms are set by each provider — check the listing.

How transfers work

Transfers between the subway and buses are counted as one journey when you use the same transit card and tap within the allowed time window. To get the transfer, tap in and tap out every time — including when you get off a bus. Each person needs their own card.

You might also need: Busan Taxi Fare Calculator 2026 — late-night & out-of-city

The airport train (AREX)

AREX runs from Incheon Airport to Seoul Station in two versions: the All-stop train is part of the subway network, so you just tap your T-money, and the Express train is a separate ticket that runs non-stop. Compare it with the bus, taxi and pickup in Incheon Airport to Seoul.

Arriving late or with heavy bags? A pre-booked transfer takes you door to door.

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Pre-book a private airport transfer (fixed price, driver waits with a name sign)

Useful for late-night arrivals, families and lots of luggage. Pick the vehicle size and check the current price and what it includes before you book.

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Compare Korea eSIM options

Compare plan length, data allowance and the current price on the provider’s page before you buy.

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Apps for routes and exits

Naver Map and Kakao Map show the fastest route, the best car to board, the exit number and the last train. Citymapper also covers Seoul. Google Maps works for transit but walking directions are limited in Korea. Set the apps up before you fly — see Using Korean apps without a Korean number.

Rush hour and last trains

Common first-timer mistakes

Last checked: October 2026. Fares, passes and rules change — confirm on the official site.

FAQ

Should I get T-money or the Climate Card?

For a few rides a day, T-money (or WOWPASS) is simplest. If you will ride a lot inside Seoul over several days, compare the Climate Card — check which lines it covers first.

Can I pay at the gates with my credit card?

Don’t rely on it. A transit card such as T-money, WOWPASS or the Climate Card works at every gate.

Does T-money work outside Seoul?

Yes — T-money also works on subways, buses and many taxis in other cities, such as Busan.

What time does the Seoul subway stop running?

Around midnight, depending on the line and direction. Check the last train in Naver Map or Kakao Map.